Access to Exclusive Critical Illness Policies
– More choice, better protection
What’s Covered?
Policies usually include conditions such as:
- Cancer
- Heart attack
- Stroke
- Multiple sclerosis (MS)
- Parkinson’s disease
- Organ failure and more
(Exact conditions vary by provider – we’ll help you compare.)
How It Works
- Choose the right policy – based on your health, lifestyle, and budget
- Set the cover amount – to protect your family, mortgage, or income
- Pay monthly premiums – tailored to your age, health, and length of cover
- Claim support – if diagnosed, you receive a tax-free lump sum
Who Is It For?
Critical illness cover is especially valuable if you:
- Have dependants who rely on your income
- Want peace of mind that your mortgage or bills can still be paid
- Work in a role where illness would stop your earnings immediately
- Have limited savings to fall back on
Why Choose Crane Financial?
- Transparent, unbiased advice
- Access to providers with strong claims history
- Flexible options to bundle with life insurance
- Long-term support if you ever need to claim
Common Questions About Critical Illness Cover
Can I claim for all types of cancer?
Not always – some policies only cover specific stages. We’ll explain the details clearly before you commit.
Is this the same as life insurance?
No – critical illness pays out while you’re still alive, to help during recovery.
Do I need both life and critical illness cover?
It depends – many people combine them for full protection. We’ll help decide what’s right for you.